improvident
🇺🇸
/ɪmˈprɑːvɪdənt/
🇬🇧
/ɪmˈprɒvɪdənt/
not planning for the future and spending money without thinking
Their improvident lifestyle meant they had no savings for emergencies.
他们不节俭的生活方式意味着他们没有为紧急情况储蓄。