refinance
🇺🇸
/ˌriːˈfaɪnæns/
🇬🇧
/ˌriːˈfaɪnæns/
To get a new loan to pay off an existing loan, often to get a lower interest rate or change the terms.
They decided to refinance their mortgage to lower their monthly payments.
他們決定重新融資他們的房貸以降低每月的還款額。