underwriter
🇺🇸
/ˈʌndəraɪtər/
🇬🇧
/ˈʌndəraɪtə(r)/
A person or company that provides insurance coverage for things like ships.
The underwriter checked the details of the ship before agreeing to provide insurance.
A person who decides how much insurance someone needs to buy based on the risks involved.
The underwriter calculated the risk and set the insurance premium for the client.