refinance
🇺🇸
/ˌriːˈfaɪnæns/
🇬🇧
/ˌriːˈfaɪnæns/
To get a new loan to pay off an existing loan, often to get a lower interest rate or change the terms.
They decided to refinance their mortgage to lower their monthly payments.
彼らは月々の支払い額を下げようと、住宅ローンをリフォームすることにしました。